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TAX PLANNING & PREPARATION
TAX PLANNING & PREPARATION
Taxes don’t go away in retirement — but surprises should. We help you plan ahead so you’re never caught off guard by a tax bill, missed strategy, or confusing change in the law.
Taxes don’t go away in retirement — but surprises should. We help you plan ahead so you’re never caught off guard by a tax bill, missed strategy, or confusing change in the law.
WHAT MAKES OUR APPROACH DIFFERENT
We Think in Years, Not Just Aprils
Most tax professionals file your return and call it a day. We map out a multi-year tax strategy that saves you more over time.
We Think in Years, Not Just Aprils
Most tax professionals file your return and call it a day. We map out a multi-year tax strategy that saves you more over time.
We Think in Years, Not Just Aprils
Most tax professionals file your return and call it a day. We map out a multi-year tax strategy that saves you more over time.
One Team, Not Three
When your planner, tax pro, and investment advisor all sit at the same table, decisions are faster, easier, and better aligned.
One Team, Not Three
When your planner, tax pro, and investment advisor all sit at the same table, decisions are faster, easier, and better aligned.
One Team, Not Three
When your planner, tax pro, and investment advisor all sit at the same table, decisions are faster, easier, and better aligned.
Plain-English Explanations
We make complex tax strategies feel simple and actionable — so you understand exactly what you’re doing and why it matters.
Plain-English Explanations
We make complex tax strategies feel simple and actionable — so you understand exactly what you’re doing and why it matters.
Plain-English Explanations
We make complex tax strategies feel simple and actionable — so you understand exactly what you’re doing and why it matters.
TAX SERVICES
Unlike most advisors who leave you to figure out taxes on your own, we’ve built a team that can help you plan for and file you taxes, with a clear goal of lowering your lifetime tax bill.
Roth Conversions
Slowly moving money from a traditional IRA to a Roth IRA can reduce future taxable retirement income, particularly when done in lower-income years.
Roth Conversions
Slowly moving money from a traditional IRA to a Roth IRA can reduce future taxable retirement income, particularly when done in lower-income years.
Roth Conversions
Slowly moving money from a traditional IRA to a Roth IRA can reduce future taxable retirement income, particularly when done in lower-income years.
Tax-Loss Harvesting
Selling investments that lost value can balance out profits in your portfolio, lowering your taxes.
Tax-Loss Harvesting
Selling investments that lost value can balance out profits in your portfolio, lowering your taxes.
Tax-Loss Harvesting
Selling investments that lost value can balance out profits in your portfolio, lowering your taxes.
Strategic Withdrawal
Choosing which accounts to draw from, and when, can help manage tax brackets, reduce taxes on social security benefits, and avoid large one-time tax hits—especially important for retirees.
Strategic Withdrawal
Choosing which accounts to draw from, and when, can help manage tax brackets, reduce taxes on social security benefits, and avoid large one-time tax hits—especially important for retirees.
Strategic Withdrawal
Choosing which accounts to draw from, and when, can help manage tax brackets, reduce taxes on social security benefits, and avoid large one-time tax hits—especially important for retirees.
Charitably Inclined
There are numerous win-win tax strategies we'll help you evaluate and implement. You'll benefit and so will the causes you care about.
Charitably Inclined
There are numerous win-win tax strategies we'll help you evaluate and implement. You'll benefit and so will the causes you care about.
Charitably Inclined
There are numerous win-win tax strategies we'll help you evaluate and implement. You'll benefit and so will the causes you care about.
Tax Preparation & Filing
Prefer to file through us? Great — our in-house CPA and Enrolled Agents will prepare and file your return. Already love your accountant? No problem — we’ll collaborate with them and discount your Heritage fee accordingly.
Tax Preparation & Filing
Prefer to file through us? Great — our in-house CPA and Enrolled Agents will prepare and file your return. Already love your accountant? No problem — we’ll collaborate with them and discount your Heritage fee accordingly.
Tax Preparation & Filing
Prefer to file through us? Great — our in-house CPA and Enrolled Agents will prepare and file your return. Already love your accountant? No problem — we’ll collaborate with them and discount your Heritage fee accordingly.
READY TO GET STARTED?
1. Answer a Few Questions
After answering a few questions on our intake form, we’ll discuss where you currently stand financially, what your retirement goals are, and what you’ve done so far to prepare for retirement.
1. Answer a Few Questions
After answering a few questions on our intake form, we’ll discuss where you currently stand financially, what your retirement goals are, and what you’ve done so far to prepare for retirement.
1. Answer a Few Questions
After answering a few questions on our intake form, we’ll discuss where you currently stand financially, what your retirement goals are, and what you’ve done so far to prepare for retirement.
2. Retirement Action™ Plan
Our team of specialists will put together a complimentary, personalized Retirement Action(™) plan based on our discovery meeting. We will review and refine with you and outline what it would look like to work together.
2. Retirement Action™ Plan
Our team of specialists will put together a complimentary, personalized Retirement Action(™) plan based on our discovery meeting. We will review and refine with you and outline what it would look like to work together.
2. Retirement Action™ Plan
Our team of specialists will put together a complimentary, personalized Retirement Action(™) plan based on our discovery meeting. We will review and refine with you and outline what it would look like to work together.
3. Implement the Plan
Once we’ve aligned on a course of action, our team will set out to put it in place. We’ll schedule regular check-ins to keep you up to date and provide best practices to optimize your finances every year during your retirement.
3. Implement the Plan
Once we’ve aligned on a course of action, our team will set out to put it in place. We’ll schedule regular check-ins to keep you up to date and provide best practices to optimize your finances every year during your retirement.
3. Implement the Plan
Once we’ve aligned on a course of action, our team will set out to put it in place. We’ll schedule regular check-ins to keep you up to date and provide best practices to optimize your finances every year during your retirement.
WHERE WE WORK
We serve clients in person and virtually. If you're nearby, we’d love to meet in person at your home or at our office. Many of our clients are located in Naperville, Lisle, Geneva, Chicago, Wheaton, West Chicago, St. Charles, Glen Ellyn, and Winfield.
FAQS
How long have you been in business?
Isn’t it expensive to work with a financial advisor?
Where will our accounts be held?
How often will we meet?
Can you do our taxes too?
Are you a fiduciary?
How long have you been in business?
Isn’t it expensive to work with a financial advisor?
Where will our accounts be held?
How often will we meet?
Can you do our taxes too?
Are you a fiduciary?
How long have you been in business?
Isn’t it expensive to work with a financial advisor?
Where will our accounts be held?
How often will we meet?
Can you do our taxes too?
Are you a fiduciary?
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